Kurumsal Bilgi ve Belgeler


Şirket Bilgileri

Şirket Ünvanı T.O.M. KATILIM BANKASI ANONİM ŞİRKETİ
Sorumlu Kişi T.O.M. KATILIM BANKASI ANONİM ŞİRKETİ ÜST YÖNETİMİ
Ticaret Sicil Numarası 427893-5
Merkez Adresi Burhaniye Mh. Nagehan Sk. B Blok No:2B İç Kapı No: 1 Üsküdar / İSTANBUL
Yer Sağlayıcı T.O.M KATILIM BANKASI A.Ş.
MERSIS NO 850071279200001
Elektronik Posta Adresi tombank@hs03.kep.tr


İletişim

Web Sitesi https://www.tombank.com.tr/
Eposta destek@tombank.com.tr
Müşteri İletişim Merkezi 0850 399 36 36
destek@tombank.com.tr


Genel Müdürlük İletişim Bilgileri

T.O.M KATILIM BANKASI A.Ş.
Adres Burhaniye Mh. Nagehan Sk. B Blok No:2B İç Kapı No: 1 Üsküdar / İSTANBUL
Telefon Numarası 0850 399 36 36
Fax 0850 214 33 84
SWIFT Kodu TKNSTRISXXX


Denetim Mercii

Bankacılık Düzenleme ve Denetleme Kurumu (BDDK)
Adres Finanskent Mahallesi Finans Caddesi No:42/1 34760 Ümraniye/İSTANBUL
Telefon Numarası 0 (212) 214 50 00
Fax 0 (212) 216 09 92
Web Sitesi https://www.bddk.org.tr/


Üyesi Olduğu Sektörel Kuruluşlar

Türkiye Katılım Bankaları Birliği


TOM Bank Faaliyet İzni

TOM Bank 31 Mart 2023 itibarıyla BDDK tarafından faaliyet iznini resmi olarak almıştır. Müşterilerine en iyi hizmeti sağlamak için teknoloji ekipleri başta olmak üzere tüm banka personelimiz özveriyle çalışmaktadır. Faaliyet iznimizle ilgili detaylı bilgiye ulaşmak için tıklayın!


Kurumsal Yönetim

Kurumsal Yönetim için tıklayınız.

İmza Sirküleri ve İç Yönerge için tıklayınız.

Ticaret Sicil Belgesi için tıklayınız.

Ortaklık Yapısı için tıklayınız.

Türkiye Ticaret Sicili Gazetesi Sayı 10723 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10731 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10741 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10743 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10764 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10773 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10824 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10870 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10883 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 10912 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 11012 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 11055 için tıklayınız.
Türkiye Ticaret Sicili Gazetesi Sayı 11063 için tıklayınız.

Genel Kurul Kararları için tıklayınız.

Genel Kurul Toplantı Tutanağı için tıklayınız.

Krediler Aylık Kâr Oranları için tıklayınız.

Genel Kurul 6 Aralık 2023 Tarihli Toplantı Tutanağı için tıklayınız.



Faizsiz Bankacılık

Danışma Komitesi için tıklayınız.

TKBB Standartları için tıklayınız.

TKBB Danışma Kurulu Kararları için tıklayınız.



TOM Bank Sözleşme ve Formlar

Bankacılık Hizmetleri Sözleşmesi için tıklayınız.

Temel Bankacılık Talep ve Bilgi Formu için tıklayınız.

Karz (Fon Toplama) Akdi Müşteri Bilgilendirme Formu için tıklayınız.

Katılma Hesabı Açılışı Ek Sözleşmesi için tıklayınız.

Taksitli Alışveriş Kredisi Sözleşme Öncesi Bilgi Formu için tıklayınız.

Taksitli Alışveriş Kredisi Sözleşmesi için tıklayınız.

Murabaha Akdi Müşteri Bilgi Formu için tıklayınız.

Mudarebe Akdi Müşteri Bilgi Formu için tıklayınız.

Veresiye Sözleşme Öncesi Bilgilendirme Formu için tıklayınız.

Veresiye Sözleşmesi için tıklayınız.

Teverruk Akdi Müşteri Bilgilendirme Formu için tıklayınız.

Kâr Beyanı ile Satım (Murâbaha) Sözleşmesi için tıklayınız.

Kredi Kartı Sözleşme Öncesi Bilgi Formu (14.10.2024) için tıklayın.

Kredi Kartı Sözleşme Öncesi Bilgi Formu (12.09.2024) için tıklayın.

Kredi Kartı Sözleşme Öncesi Bilgi Formu (25.07.2024) için tıklayın.

Kredi Kartı Sözleşme Öncesi Bilgi Formu (01.05.2024) için tıklayın.

Kredi Kartı Sözleşme Öncesi Bilgi Formu (06.03.2024) için tıklayın.

Kredi Kartı Sözleşmesi (14.10.2024) için tıklayın.

Kredi Kartı Sözleşmesi (12.09.2024) için tıklayın.

Kredi Kartı Sözleşmesi (25.07.2024) için tıklayın.

Kredi Kartı Sözleşmesi (01.05.2024) için tıklayın.

Kredi Kartı Sözleşmesi (06.03.2024) için tıklayın.

Kredi Kartı Faizsiz Bankacılık Bilgilendirme Formu (06.03.2024) için tıklayın.



Hadi Sözleşme ve Formlar

T.O.M. Bank Ödeme Hizmetleri Çerçeve Sözleşmesi için tıklayınız.

T.O.M. Bank Ödeme Hizmetleri Aydınlatma Metni için tıklayınız.

T.O.M. Bank Ödeme Hizmetleri Açık Rıza Metni için tıklayınız.



Bağımsız Denetim Raporları

30.09.2023 tarihli bağımsız denetim raporuna ulaşmak için tıklayınız.

31.12.2023 tarihli bağımsız denetim raporuna ulaşmak için tıklayınız.

31.03.2024 tarihli bağımsız denetim raporuna ulaşmak için tıklayınız.

31.03.2024 tarihli İngilizce bağımsız denetim raporuna ulaşmak için tıklayınız.

30.06.2024 tarihli İngilizce bağımsız denetim raporuna ulaşmak için tıklayınız.

30.06.2024 tarihli bağımsız denetim raporuna ulaşmak için tıklayınız.

30.09.2024 tarihli bağımsız denetim raporuna ulaşmak için tıklayınız.



Faaliyet Raporları

31.12.2023 tarihli faaliyet raporuna ulaşmak için tıklayınız.



Corporate Governance

Click here for Banking License.
Bankacılık Lisansı için tıklayınız.

Click here for Article Of Association.
Esas Sözleşme için tıklayınız.

Click here for Certificate of Activity.
Faaliyet Belgesi için tıklayınız.

Click here for Auditory Reports.
Denetim Raporları için tıklayınız.

Click here for Shareholding Structure.
Ortaklık Yapısı için tıklayınız.

Click here for Anti-Money Laundering (AML) Policy.
AML Politikası için tıklayınız.

Click here for W8-BEN-E Form.
W8-BEN-E Dokümanı için tıklayınız.

Click here for Wolfsberg’s.
Wolfsberg's Dokümanı için tıklayınız.

Click here for Patriot Act Certification.
Patriot Act Sertifikası için tıklayınız.

Board of Directors
Ahmet Yaşar Aydın Chairman
 
Can Ersöz Vice Chairman
Can Ersöz graduated from Istanbul University with a bachelor's degree in Business Administration in 1989 and began his career as Regional Manager of Loans at Türkiye Garanti Bankası A.Ş. He later continued his roles as a board member at Istanbul Memorial Health Investments Inc. and A101 New Retailing Inc. In 2022, he took on the role of a board member at T.O.M. Katılım Bankası A.Ş.
 
Onur Özkan General Manager
Onur Özkan completed his double major in Business Administration and International Relations with high honors at Boğaziçi University. Following his undergraduate studies, he pursued a Master's degree in Financial Engineering at the same university, graduating with distinction. Between 2004 and 2012, Özkan held various positions at Finansbank, including Treasury Department, Deposit Investment Products and Upper Income Segment Unit Management, Individual Segments Management, and Sector Banking Group Management. In 2012, he was appointed as Director of High-Income Products and Segment Management, as well as Private Banking Director. Serving as the Deputy General Manager of Private Banking and Asset Management at the bank in 2015, Özkan continued his role as Deputy General Manager of SME and Agriculture Banking until the end of 2017. During this period, he also served as a Board Member at Finans Faktoring. Starting in early 2018, Özkan took on the role of Retail Group Coordinator within Sabancı Holding. In addition to this role, he served as a Board Member at CarrefourSA and as Deputy Chairman of the Board at TeknoSA. From the last quarter of 2018 until the end of 2020, Onur Özkan assumed board responsibilities at various companies within iLAB Holding and served as the CEO at Sigortam.net. Since the last quarter of 2020, he has been the CEO and Board Member responsible for fintech startups and digital banking under the TOM Companies Group within Aydın Holding. Currently, Onur Özkan holds the position of General Manager at T.O.M. Katılım Bankası A.Ş., a subsidiary of Aydın Holding, responsible for the TOM Companies Group.
 
Tolga Akar Vice Chairman
Tolga Akar graduated from UMIST and Manchester Victoria University Faculty of Science in Accounting and Finance in 2001. He began his professional career as Vice President at Citigroup Global Markets Ltd and later served as Director at Goldman Sachs. In 2016, he started working as the Chief Information Officer (CIO) at Dome Group. In addition to his role at Dome Group, he has been a board member at T.O.M. Katılım Bankası A.Ş. since 2023.
 
Erhan Bostan Board Member
Erhan Bostan graduated from Bilkent University with a degree in Industrial Engineering in 1991. He held managerial positions at Vestel Ticaret A.Ş. and Aydın Örmesan ve Ticaret A.Ş. before serving as the CEO of A101 New Retailing Inc. in 2010. As of December 2022, he is a board member at T.O.M. Katılım Bankası A.Ş.
 
Dr. Cengiz Doğru Board Member
In 1988, he graduated from Hacettepe University with a bachelor's degree in Finance. In 2006, he completed his master's degree in Business Administration from Bogazici University, and he completed his doctoral studies in Finance and Banking at Kadir Has University. He has held various positions at the Prime Ministry Undersecretariat of the Treasury Banking Auditors Board, including Assistant Auditor, Auditor, Chief Auditor, and Deputy Board Chairman. During his tenure, in 1998, he conducted research and studies on banking system supervision and financial crises in the United Kingdom for one year. Later on, he served as the Head of the Inspection Board and Deputy General Manager at Kentbank, Deputy General Manager and Board Member at Anadolubank, Board Member at Anadolubank N.V./Amsterdam, and as a Board Member and Board Advisor at Turkishbank Group's banks in Turkey, Northern Cyprus, and the United Kingdom. He also served as a Board Member at Devir Factoring Inc. and Ulusal Factoring Inc. He holds the titles of Certified Public Accountant and Independent Auditor. Currently, he serves as a Board Member at T.O.M. Katılım Bankası A.Ş, TOM Pay Elektronik Para ve Ödeme Hizmetleri A.Ş., and TOM Finansman A.Ş..
 
Aydın Kaya Board Member
He graduated from Middle East Technical University with a bachelor's degree in Industrial Engineering in 1999 and earned a master's degree in Management Information Systems from Arizona State University in 2007. Starting his career as a Software Development Specialist at EGS Systems, Kaya later held positions as Software Development Manager at Tradesoft and Amazon.com, Software Development Director at Studentonthego, and Deputy General Manager at Intertech and TOM Digital Teknoloji ve Danışmanlık A.Ş. He also served as Department Manager at Uber. Currently, he holds the position of Director at Udemy and is a Board Member at T.O.M. Katılım Bankası A.Ş.
 
Dr. M. Cüneyt Sezgin Board Member
Dr. Sezgin received his BS from the Middle East Technical University’s Management Department; MBA from Western Michigan University’s Haworth College of Business and PhD from Istanbul University’s Department of Economics. He worked in the local and international banks as a senior manager in the areas of investment banking, corporate finance, local and international securities markets during the initial part of his career. In 1999 as Executive Vice President at the Ottoman Bank he established the first internal systems structure of the country. He continued this function by directly managing internal systems functions (risk management, internal audit, internal control, compliance and central anti-fraud operations) and chairing several related committees at Garanti BBVA, first as Executive Vice President (2001-2004) and then as Board Member (2004-2024). In the meantime, by serving at the boards and audit and corporate governance committees at the local and overseas subsidiries of Garanti BBVA he pioneered to establish a holistic and central internal systems structure at the group level. Along with these tasks, he served at the Turk Telekom A.Ş. and some of its subsidiries as a Member of the Board assuming similar responsibilities between 2018-2021. Dr. Sezgin served as the Chairman of the Risk Management and Audit Committee of the Turkish Banks Association for 15 years. He also taught graduate level risk management courses at different universities for several years. Since 2023 he has been Member of the Board of Beşiktaş JK. Currently, Dr. Sezgin is Member of the Board and Chairman of the Audit Committee of T.O.M. Bank and Member of the Audit Committee of the Aydın Group.
 
Adnan Abdus Shakoor Chilwan Board Member
 
Mohammed Saeed Ahmed Abdulla ALSHARIF Board Member
 
 
Senior Management
Onur Özkan CEO
Onur Özkan completed his double major in Business Administration and International Relations with high honors at Boğaziçi University. Following his undergraduate studies, he pursued a Master's degree in Financial Engineering at the same university, graduating with distinction. Between 2004 and 2012, Özkan held various positions at Finansbank, including Treasury Department, Deposit Investment Products and Upper Income Segment Unit Management, Individual Segments Management, and Sector Banking Group Management. In 2012, he was appointed as Director of High-Income Products and Segment Management, as well as Private Banking Director. Serving as the Deputy General Manager of Private Banking and Asset Management at the bank in 2015, Özkan continued his role as Deputy General Manager of SME and Agriculture Banking until the end of 2017. During this period, he also served as a Board Member at Finans Faktoring. Starting in early 2018, Özkan took on the role of Retail Group Coordinator within Sabancı Holding. In addition to this role, he served as a Board Member at CarrefourSA and as Deputy Chairman of the Board at TeknoSA. From the last quarter of 2018 until the end of 2020, Onur Özkan assumed board responsibilities at various companies within iLAB Holding and served as the CEO at Sigortam.net. Since the last quarter of 2020, he has been the CEO and Board Member responsible for fintech startups and digital banking under the TOM Companies Group within Aydın Holding. Currently, Onur Özkan holds the position of General Manager at T.O.M. Katılım Bankası A.Ş., a subsidiary of Aydın Holding, responsible for the TOM Companies Group.
 
Ahmet Hacıoğlu
 
 
Sedat Korg Chief of Product Management and Business Development Officer
Sedat Korg graduated from Galatasaray University with a degree in Economics in 2008. Until 2015, he worked at Türk Ekonomi Bankası and later held the role of CRM and Customer Loyalty Group Manager at Carrefoursa A.Ş. Subsequently, he worked as the Director of Loans, Payment Systems, and Insurance at Türkiye Finans Participation Bank Inc. In 2021, he served as the Deputy General Manager at TOM Digital Teknoloji ve Danışmanlık A.Ş. Currently, Korg is the Deputy General Manager at T.O.M. Katılım Bankası A.Ş.
 
Serkan Süzgün Chief of Human Resources Officer
Süzgün completed his undergraduate degree in Management Engineering at Istanbul Technical University and completed the Executive MBA Program at Özyeğin University. Following his roles as Assistant Officer at Oyak Bank and Business Analyst at Garanti Bank, he undertook the role of Team Leader at IBTECH. Until 2021, he worked as Division Manager at QNB Finansbank A.Ş. Between 2021-2024, he served as a Deputy General Manager at TOM Digital and TOM Pay companies. As of 2024, he has been working as a Deputy General Manager at TOM Bank.
 
Mehmet Kasap Chief of Treasury & Financial Instutuions Officer
Mehmet Kasap completed his undergraduate studies in International Relations at Middle East Technical University and earned a master's degree in Financial Engineering from Boğaziçi University. He worked for 16 years in various roles at QNB Finansbank Treasury, including Head of Corporate Derivatives and Head of Treasury Sales. He later served as Deputy General Manager of Finance at TOM Digital Teknoloji ve Danışmanlık A.Ş. and TOM Finansman A.Ş. In 2023, he began his role as a Chief Treasury and FI Officer at T.O.M. Katılım Bankası A.Ş..
 
Murat Kökdemir Chief of Information Security Officer
Murat Kökdemir graduated from Kocaeli University with a degree in Computer Engineering and completed a master's degree in Business Administration at Gebze Technology University. He held positions in payment systems engineering at IBM Turk Ltd and IBM East Europe/Asia Ltd, and also managed card technologies and ADK projects at Credit Europe Bank Ltd. Afterward, he served as the Architectural Consultant for Payment Systems at Ibtech A.Ş. and as the Department Manager for Payment Systems at Intertech A.Ş. Following these roles, he held positions in Information Systems and Security Group Management at TOM Finansman A.Ş. and TOM Pay A.Ş. Currently, Kökdemir is the Deputy General Manager at T.O.M. Katılım Bankası A.Ş.
 
Taylan Güney Chief of Information Technology Officer
Taylan Güney graduated from Istanbul Technical University with a degree in Computer Engineering and completed his master's degree in Engineering and Technology Management at Boğaziçi University. He started his professional career as a Software Development Specialist at Veripark Software Inc. Later, he worked as a manager at Türkiye Garanti Bankası A.Ş. He then held positions as Deputy General Manager at Yapı Kredi Technology Services Inc., N11 – Doğuş Planet Electronic Commerce and Information Services Inc., and TOM Digital Teknoloji ve Danışmanlık A.Ş. As of 2023, he continues to serve as Deputy General Manager at T.O.M. Katılım Bankası A.Ş.
 
 
Advisory Board
Assoc. Prof. Abdulkadir ATAR Chairman and Member of Advisory Committee
He was born in Erzurum in 1983. In 2007, he graduated from the Master's program in the Department of Economics at Marmara University's Institute of Social Sciences with his thesis titled "Socio-Economic Structure of the Tavşanlı Subdistrict According to the Dividend Records of the Ministry of Finance," under the supervision of Prof. Dr. Ahmet Tabakoğlu. He completed his doctoral studies in the same department in 2015 with his thesis titled "Economic Life in the Ottoman Empire According to the Fatwa Collections Published in the 18th Century," also supervised by Prof. Dr. Ahmet Tabakoğlu. Between 2004 and 2016, he worked in various positions in the head office and branch units of a participation bank. In 2016, he transitioned to academia and currently serves as the Deputy Director of the Institute of Islamic Economics and Finance at Marmara University.
 
Assoc. Prof. Muhammed Fatih TURAN Deputy Chairman and Member of Advisory Committee
In the year 2000, Turan graduated from Atatürk University's Faculty of Theology. In 2003, he was appointed as a Research Assistant at Atatürk University's Institute of Social Sciences. In 2004, he completed his master's degree in the Department of Islamic Law, which is part of the Basic Islamic Sciences Department at Atatürk University's Institute of Social Sciences. In 2011, he graduated from Anadolu University's Faculty of Economics and Administrative Sciences. In the same year, he completed his doctorate in the Department of Islamic Law at Atatürk and was appointed as an Assistant Professor in the Department of Islamic Law at Atatürk University's Faculty of Theology. In 2019, he was appointed as a Doctoral Lecturer at Erzincan University Binali Yıldırım University, and in 2020, he became an Associate Professor. He currently continues his academic career as a faculty member in the same faculty.
 
Dr. Mehmet Gayretli Advisory Committee Member
Gayretli graduated from Marmara University's Faculty of Theology in 1995. Between 1996 and 1997, he briefly worked as a teacher in the Ministry of National Educationand also as a research assistant at Marmara University's Faculty of Theology. Afterwards, he worked in the private sector. In 2011, Gayretli started teaching again as faculty member in the Department of Islamic Law at Erzincan Binali Yıldırım University's Faculty of Theology, where he continues to work today. He completed his master's degree in the Department of Islamic Law at Marmara University's Institute of Social Sciences. In 2001, he began his doctoral studies in the same department and completed in 2005.